ASK HOLLYFairway Recruiting

For loan officers

What loan products does Fairway offer?

Answered by Holly Mattson, President of Recruiting · Updated

Holly Mattson President of Recruiting, Fairway

If there is a path to approval, Fairway has the product to find it: 70+ state housing programs and 400+ local DPA programs, niche products like 100% LTV medical professional loans, ITIN, HUD 184 and foreign national, non-QM (bank statement, DSCR, 1099, interest-only), renovation and one-time-close construction, jumbo and second liens, plus Fairway Advantage® pre-approvals and Fairway Cash Guarantee®.

Fairway is built to support real-world lending, not just ideal scenarios. From first-time homebuyers to complex borrower profiles, you have the flexibility and depth to structure deals others cannot.

Affordable lending. 70+ state housing programs · 400+ local city and county DPA programs · MCC programs · American Frontline Rewards™ (closing-cost savings for military, first responders, healthcare workers, and teachers).

Niche products. Medical professional programs (100% LTV) · HUD 184 · 203(h) · Energy-efficient programs · Foreign national loans · ITIN financing · First-lien HELOCs.

Non-QM options. High-DTI features · Interest-only · DSCR investor programs · Investment programs vesting in an LLC · Bank statement programs · 1099 programs.

Renovation & construction. Freddie Mac CHOICERenovation® · FHA 203(k) Limited/Standard · VA & USDA Renovation · Fannie Mae HomeStyle · One-Time Close Construction · VA One-Time Close.

Jumbo & second lien. High-LTV programs (including no MI) · Non-warrantable condo options · Closed-end fixed-rate seconds · HELOC seconds · Bridge loan financing.

Fairway specialty programs. Fairway Advantage® Pre-Approval · Fairway Cash Guarantee® (a guarantee to the seller that the transaction will close even if financing falls through) · Lock It & List It™ (sellers lock a rate for their future buyer before listing) · Fairway Build & Save™ · Fairway Spec Lock™ · HomeBenefit360™.

Reverse. A full division with its own president — and a referral program that pays forward LOs. See can I refer reverse mortgages.

Product availability varies and is subject to change; this list is for prospective employees. For what matters in your market, ask me.

Still have a version of this question that's specific to you? Ask it. Holly answers personally, confidentially, usually the same day.

Email HollyDM @holly_mattson_fairway

People who asked this also asked

Related questions

Loan officersWhat is a Fairway Advantage® pre-approval?A Fairway Advantage® pre-approval is a fully underwritten pre-approval completed before your borrower starts shopping. Because underwriting is already done, offers move at cash speed, listing agents call you back first, and your buyers compete like cash. For an originator, it is the single most useful tool for winning agent partners.Read Holly's answer →Loan officersCan I refer reverse mortgages at Fairway without originating them?Yes. Fairway has a full reverse mortgage division led by Dan Ventura, President of Reverse Mortgage Lending — #2 in HECM for Purchase and #3 in retail HECM volume (FY2023), with its own processing centers. Forward loan officers can refer reverse clients and earn 15% of net revenue per closed loan, with the branch receiving 10%, without becoming reverse specialists.Read Holly's answer →JoiningIs Fairway hiring loan officers in my state?Almost certainly. Fairway Independent Mortgage Corporation is licensed in all 50 states, has branches across the country, and recruits originators, teams, and branch leaders nationally. Tell me your market and I will tell you exactly what Fairway looks like there — branch presence, leadership, and products that matter locally.Read Holly's answer →

Browse all 38 questions →

100% confidential — always

Didn’t find your question?

Ask it directly. Email or DM — Holly answers personally, usually the same day, and nobody at your current company will ever know you asked.

Email HollyDM @holly_mattson_fairwayJoin a Virtual Fairway Day